the lesson that i learned here is that credit cards can be a valuable tool for building credit points/scores and making purchases, but they should be used responsibly and with caution. it is important to keep track of your spending(like keeping a journal), pay off the balance in full, each month if possible, and avoid carrying a balance that will increase interest over time. by being mindful of your credit card usage, you can avoid debt and maintain your financial health.
People are now enjoying a lot of benefits by using credit cards especially they can enjoy the maximum benefits in making purchases. However, those who use credit cards have to pay attention to several things while using it. One of them is to pay regular installments. If a user fails to make regular payments after using the credit card then he will face a big problem. Moreover, cash withdraw through credit cards, which increases the interest rate. All credit cards are good for those who maintain regular spending and deposits.