Trust me slowly you will lose all your money. Use $5000 to pay for lessons or courses. Only by investing in yourself can you see the growth of money and other values.
Regarding XRP or ADA, you can buy either one but remember that BTC is an important part of the portfolio. Do not forget that.
While you always need to your own research why would you ever pay 5000$ for courses? If you look for it, there is a lot of stuff available online and personally I don’t really believe in courses that promise you a lot of things but the only one that will get rich is the guy given the courses.
10,000$ is a lot of money and I would spread it out over more coins, and always include BTC and ETH