I fit in that category. But in my defense, I hadn't heard about Bitcoin back then and even if I did, I don't  think I would have purchased any, probably because I was more interested in just keeping my money in the bank and not having to bother about investing since those come with huge risks... _{childish thoughts I had} 
 But just like you said it's not to late, I've put aside my fickle thinking and FUD and decided to invest since it's quite risky to lay all your eggs in one basket.