Good luck with that, I don't do banking on my phone (for this exact reason). It's weird to see banks now just cover increasing amounts of losses because they're pushing "convenience" instead of security. And that's another reason why I like Bitcoin: at least I can choose my own security. If "your" money from your bank account is gone, you have to prove you didn't do it. If your Bitcoins are gone, at least you know it's your own fault.