I spoke to a friend about Bitcoin and he asked if it is safe to invest Pension funds in Bitcoin considering the fact that this is a retirement saving. I am skeptical of investing people's funds in this coin because it can't be predicted also we cannot overlook the fact that Bitcoin may enhance investment returns at retirement.
However, my findings from people that work in these organizations say contributor's funds in some categories can be invested in risky investments because of the high return on investment and contributors have the option to opt for this option but with the exception of the soon-to-retiree.
Every kind of investment is associated with some degree of risk and investing pension in Bitcoin can be highly risky as Bitcoin value can fluctuate significantly in short periods, and there is no guarantee that this investment will yield high amount of returns, so make informed decision based on your risk tolerance limits . There are many organization who make investment in pension funds on behalf of their clients, and this kind of investment is relatively safe as it is a mixture of low and high risky assets including Bitcoin. This approach, which involves diversification of investments, is considered relatively safe to invest in pension funds.