Ethereum (ETH),Binance Coin (BNB),XRP (XRP). how to choose how to distribute the interest on them?
None. There are 23 000 projects listed on coinmarketcap. 22 950 will die sooner or later. Most of them are made just to die after taking money from investors. No matter if you are pro or newbie ... there are too many inestimable risks because everything you see can be faked. And even the quantifiable risks far outweigh the additional returns compared to investing in bitcoin. Just buy BTC and hodl.