Now you have $100,000 in your account, pure savings, and you don't need this amount of money to cover your daily expenses. Obviously it's good/free money to use at will. Let's say if you deposit the money into a bank and the annual interst rate is 3%, you will get a steady interest income year by year. If you use this money to buy Bitcoin, let's say the BTC drops to $17,000, you'll buy less than 6 Bitcoins. In the long run, what would you do with this money ? And why ?
With large sums of free money the main thing is to stay mentally stable while managing the funds. So most probably the best option for it can be something like 25% long-term hodl, 25% non-crypto investments and/or savings, 25% to buy something for yourself, 25% for charity. Proportions may vary in accordance with the current financial situation, but the top four, in my opinion, should be these...