👉👉Learn to say “no”
All of your points are correct, i actually attracted by this one. Usually, i rarely visit markets like for mainly shopping purposes. So, last week i went to another city with my friends they want to buy smartphone (second hand), so, i thought i should also visit the market.
Market was really big mainly for smart phones and we have enough budget but we were so confused in choosing one. So after spend around 5 to 7 hours in that market we bought one phone which we don't even looking for hehe. and it was midnight so we went home and then returned back to buy our chosen phone. Point is, one thing that i felt there, we can not buy everything like there were thousand of phones that has extreme level of features but we have to chose only one this makes me feel the same "learn to say No".
My plan was just to observe the market but every smart phone was saying to me please buy me (hehe) even my friend offered me to borrow some money so i can buy phone, but i was strictly following no to buy one even i have enough money in saving. I also found these threads helpful which is related to your ones.
There was one more thread which i found hard to recall so i will try if i could remember it other wise above ones are enough too. These could shed more light on saving.