I don't think that there is any lender in the lending board who is willing to lend to any newbie without a collateral[/li][/list]
oh, that's not it, I see, I remember shasan loaned a newbie some money 2 days ago, if i remember correctly, sometimes they still put their trust in the newbie, not all 
Along the way hardcore scammers just ask for loans and walk away with the lender's funds. We've seen it happen all to often - check out the scam accusation threads if you don't believe me.
sure, what's easier than when you take money from a stranger and walk away, they don't even know who you are. And when your account gets a red flag, you throw it away, open another account, repeat the process, wait for someone else with great faith.I really respect the people who are lending, they have a really great faith