I don't see anything wrong with DireWolfM14 here. What I do see is accounts that have been properly red tagged. So just own it and stop whining please.
The lending section works a lot, from time to time I go there, out of curiosity more than anything else, and I see several active threads where several members,
that DireWolfM14 compiled in a thread, offer loans to the community and those who take them in almost all cases return them precisely because those who lend take precautions.
By the way DireWolfM14, I don't see you on the list of lenders but it sounds to me that at least for a while you were a lender, is that right?