Re: Prepare for the life when you get old

Yeah right. without discipline in managing finances then everything will not work. Because the important point is when we have made a plan, and then we carry out the plan with high discipline.

And actually if we are married, the role of our partner in supporting us in financial management is also an important thing that can be relied on. But that applies if our partner also has the same thoughts about planning for old age. But if our partner is not good at saving then sometimes it can be a problem for us. because when we save with all our might but our partner doesn't do it. it will also be difficult for us to be disciplined and successful. The point is to start by trying to align our intentions and goals with our partner so that they are the same. or we have to teach them how important it is to prepare early on financial matters for our old age.

Discipline, discipline, discipline... the financial mantra, right? But come on, who truly relishes penny-pinching? Yeah, future planning is vital, but what about the here and now? Can't we indulge without remorse? Partners and finances? A different beast. A money-wise partner? Fantastic. But what if they're not? Do we dump our ambitions, surrender to their spending?

Navigating relationship finances is like solving a cryptic puzzle. Compromise, dialogue, and boatloads of patience are needed. But remember, your financial aims matter as much as your partner's. Find that equilibrium, folks. Believe me

this is more than just a spell for me. Even I have managed to build a house for my family. Because I hold the principle of discipline in managing finances consistently.
and come on guys being disciplined doesn't mean we take away the fun. even I still actively bet in games and buy things that I like. I even occasionally go on vacation with my family to the beach and places I want to visit. it's just that everything is well organized and managed. so there is a limit in spending adjusted between for pleasure and for savings and for investment.

this is the importance of managing finances well. so that we can keep having fun and also keep building a better future at the same time.

When I get the pinnacle of success because I have done true financial discipline I will definitely be as successful as you guys. I can also do what the financially successful do. But right now, I have to fight the obstacles in order for me to fully achieve that discipline. It's also right that my partner and I should talk properly about things and things to do in order to have good results in the future. It's really hard to be the only one exercising discipline especially when it comes to finances.

Talking with your partner and discussing everything is very important. Because we really have to manage finances well together with our partners. So that everything will be lighter if done together. But talking to your partner is sometimes not an easy matter. Sometimes we and our partners have different opinions. so that was where the obstacle that I had previously gone through and needed patience until finally my partner understood and started managing finances well together.

Talking to your partner is easy but persuading her to be disciplined is almost impossible, especially when it comes to finances. I have experienced that phase and have to admit that sometimes giving up persuasion is much easier and more effective than changing her mindset to be disciplined on finances or anything. Saving enough for the old age is a privilege that one can strive to have no matter how lowly he or she might start. I am not going to details into managing finances in this thread but the most important factor here is discipline and consistency.