Newbies and junior members are seen as none established members of the forum so at that members offering lending services always try to limit them from requesting for loans, most especially in none collateral loans, and this rule is clearly stated in the lending terms and conditions.

So any newbies that apply for such loans can be tagged as potential risks who can default on the loan payments.

But in your case, DireWolfM14 have asked you to prove that you have the 1+BTC you mentioned as collateral and the tag will be removed, so your problem can be solved by just signing Bitcoin messages from your acclaimed wallet holding the Bitcoin the Bitcoin you want to use as collateral.