I got the point about being a philanthropist but, the purpose of having all those funds is because you worked for it and giving away things doenst mean you should depressive yourself. Your entitled to your reward for hard work and I don't see reasons why you should help and not help yourself with the things you need. That's a first responsibility to yourself and every other thing is a secondary concern.

Spending on others becomes a lot easier that way. When you ain't fighting with your thoughts over the things your not getting for yourself and you find it very important to your wellbeing or living your true nature.