Money should make you happy,
For me happiness lies in ourselves, have you ever seen people have a lot of money but they are miserable and have you seen people with mediocre money but live happily, I've seen two lives that are real.
Everything you say is the percentage theory that practices it very little, no matter how much money someone has, if they don't have principles, goals and how to use money it's the same as lying, life has a final goal, as well as shopping also has a goal, there is nothing wrong in my opinion someone has money to spend this and that for their pleasure, unless: the money is spent on illegal drugs and other things that are useless or self-destructive.