In my opinion nobody want to be a poor person,everyone desire to be a rich people. They also have a dreams having a good lifestyle with lots of happiness and joy but they spend more than they earn. Sometimes what makes poor people is the word cheap they always seek and they even don't know  how to manage money to become richer. The poor people are also doing hard work but still they continues to be poor because of their income low and not prepared for their future. The main reason behind is paycheck dependency which is very bad habit it keeps what actually they are poor to poor so this should must reduce to take steps forward. When I was student I heard that if we are born poor is not our fault but if we die poor it's our big mistake it's really true.