Well, fiat money is a poor store of value because it keeps losing purchasing power. There are some better than others, however, as the Euro is much better than the Bolivar, for example.
The issue right now is that saving money while inflation is plaguing the economy is a bad idea all around.
Of course, inflation is much more noticeable now than in 2015 for example, so it is better to look for better stores of value than fiat, such as Bitcoin, but if we buy Bitcoin with that idea we must do it for the long term and be aware of the volatility.
I would say since we are in the bitcointalk world, I would guess that there is a bit more likeliness to buy bitcoin than gold, and that way you would be able to hold your money in something that is easily liquidated and you would be able to take a profit from the ups and downs of the fiat world as well. It is not going to end up with anything at all, but there is absolutely no way that I would give that up.
Not many people consider that as an option in the world just yet, and most still prefer gold, but there will be time when bitcoin will surpass gold as an option. That won't happen anytime soon, like this year, but in the next 10 years it could happen.
We may be a bit biased on this forum regarding Bitcoin, but I agree with the general analysis you make. I believe that little by little the trend is already reversing.