.....but you might have other months in which you might have either great cash surpluses or great shortages of cash for a variety of reasons that might have to do with irregular expenses or maybe even some "surprise" expenses... when you have surprise expenses within a particular month, for example, you might be faced with some dilemmas regarding whether you should still invest into bitcoin during that month or to cut back with your bitcoin investment or to completely withhold your investment into bitcoin until you are able to get your cashflow/expenses ratio back in order and perhaps aiming to replenish your cash reserves prior to resuming investing into bitcoin, too.
Unexpected expenditure or surprise is indeed very disturbing in the process of implementing the discipline of financial flow, which makes financial principles unstable, because usually emergency expenditure or surprise expenditure must be made priority, we must immediately complete it first. Emergency funds prepared must be sufficient in handling this but sometimes indeed beyond predictions, funds 30% of our salaries collected within a few months, with a surprise expenditure we need funds even more than what we have collected, in that position Indeed, temporarily making the decision to pause/reduce investment in Bitcoin is the right decision and we can continue the DCA back after everything is normal.
Maybe in the stage of refilling the emergency fund, after being drained more due to surprise spending, I think it depends on how the calculation takes into account the condition of his situation, whether he needs to recharge or continue as usual by saving 30% of his total income, and I think there's nothing wrong with that too Replenish your emergency fund before continuing with your investment.