I have neither of the above but am leaning towards XRP.
I believe Bitcoin will reach $100k next bull run but that is less than a 4X from current price.
Yes, the price of Bitcoin ATH will be above $100K in this halving season.
Having said that, it is very insulting to the name, potential, and record of BTC to compare or use the word "BTC vs XRP" because XRP is not a crypto every genuine enthusiasts ought to invest in, go and do your homework. XRP was not created for the purpose of the crypto community and that's why the dev team hold atleast 45% of the coin till date.
I have been researching more into XRP lately and have read price predictions ranging from $5 to $100 next bull run.
I dont believe XRP will reach $100 or even $50 next bull run but feel like it could reach $5 which sounds conservative compared to all the predictions I have heard but is still a 12X from current price.
XRP is a centralized coin that's always used by the team involving to manipulate the price and enrich their own purse. Of course there's chance for it to reach $5 but if you want a guarantee secure investment in crypto go for Bitcoin.