This is very accurate. Newbies and I will suggest Jr.member also should be restricted from posting in Lending section.
Just 2 days back I went to Lending board to see how it works because even I wanted to start lending out money but I was disappointed.

All I could see was newbies asking for loans and getting tagged in return. It was all that I could see and no real benefits from lending.
If newbies can get away with it so easily by creating new accounts then there's no point for them to make posts in the section at first place.

If there were more real lending posts out there then it would have interested not only me but many others.
Further more, moderators would have to spend lest time moderating this section.