I've seen similar suggestions before. Why not make use of the self-moderation feature? It could even be maintained by a user bot.
Yes. Lenders can create self-moderated threads so they can delete posts from newbies. But, if someone decides to troll them, it's frustrating to do Tom and Jerry fight. I guess once I've seen BitcoinGirl.Club Deleted Ratimov's post from a self-moderated thread and Ratimov kept posted a few times. BitcoinGirl.Club kept deleting his posts. It continued for several minutes.
Oh my memory! I guess both of us were asshole back then 🤣
No lenders are giving out loans to these accounts, and I'm guessing most wouldn't miss them from spamming their threads.
I see few topics which are totally useless on that board every week. They ask for loan and others just troll them. It's an entertainment though.