I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?
please quote all question and answer it's very helpful for me and others.
I think 80% is too risky, but it depends on currency which is used to keep savings. Nowadays there are a lot of inflation risks for fiat currencies, which makes savings a risky investment too, if money is kept in fiat. And also it's important what the investment program is, since it can be small but stable profit, and it can be something of a gambling type. If its "gambling-type", I'd never invest more than 40% of the savings (this is actually a bet, not an investment in this case)...