Financial education or 1million dollars
I will take the $1 million, then use some to aquire financial education and how to expand the money through business, Bitcoin investment and other investment. It's as simple as that.
Your thinking pattern shows that you already have financial intelligence. A man that lacks financial education will never think of learning about investment. His only aim is to lavish money on luxuries and unnecessary wants. Some of these opportunists invest in projects they know nothing about never they were told maybe by friends that it will be profitable. Financial education is the ability to do your research, seek financial details, and learn the operations of a business before investing.
The fact is that education is the mother of financial stability and if your goal is to have financial independence then there is a need to have financial and other basic education and I will say for any individual to be able to act responsibly with his/her financial dealings both in making the money and also in spending it all need some levels of education to succeed in them.
1 million dollars may be an abv amount and can change the financial life of anyone but only those with the knowledge of financial management can utilize that money to make something good out of it.
I hope your idea of education is not only going to conventional schools. The informal education sector is a standard financial intelligence learning institution. This is because I have seen great businessmen without basic education. They learned financial education through mentorship, apprenticeship, and observation. A particular tribe in my country controls the business sector but most of them don't have formal education. These so-called illiterates have the best financial education due to years of serving successful businessmen as apprentices.