I have neither of the above but am leaning towards XRP.
I wanna hope for you mate , since I can see in your total post about how you trusted Ripple this way.
but remember that it is always safe to diversify mate , so there is no need to only focus in single coin , though I understand that you only have limited funds to put in and yes you knew what you are entering , lets discuss this after the halving to what happened to our investments .