What is your advice?
I think investing in cryptocurrencies should not take a loan at all. Because cryptocurrency markets fluctuate widely and it can result in profit or loss if invested at any given time. And if there is a risk of losing money later if you invest by borrowing, then you will end up with a lot of debt towards life in the future. So my idea is to invest without taking a loan and save a small amount from your earnings to invest later. Such investment should be done only then one can expect good things in future.
In fact, I think if someone forces himself to invest in bitcoin from borrowed money, then maybe he is actually someone who doesn't understand the risks he is taking. Because if someone already understands the risks involved in investing in crypto, especially bitcoin, then someone who already understands will definitely think like you, which is to avoid investing from borrowed money.
I hope that everyone who wants to invest in bitcoin must first learn more about bitcoin itself. So that someone can know the risks he will take. and so that he knows the potential offered by Bitcoin in the future. So that he can invest calmly without having to rush. Like only investing from money set aside by the DCA purchase method.