Why the customer paying for service is not included in this recovery quorum?
The user could be included, but you are already supposed to have copies of your entire recovery phrase anyway. If you can't keep track of that and lose it, why keep a copy of one additional 1/3 shard?
Not that it makes this any better, but will they require that you generate a new seed to participate in their paid seed-share service or does it also apply to seeds generated before this was rolled out?