If you ask me, Bitcoin would be my topmost priority and there are tons of reasons as to why. But that doesn't mean that I'd also ignore and let myself miss out on the good potential profits that XRP has to offer.

What I'm trying to say is that you, OP should not let greed cloud your decisions. taking risks is good and all but taking risks that are calculated is even better. Just try to allocate your funds well and make sure that you don't over invest on XRP or any altcoin; just enough to give you some space or capital left for DCA-ing just in case. Hope this helps.