I don't think at all to invest using borrowed money, because the risk that will be taken will be 2 times bigger. I'd rather be late to save money first than have to rush using borrowed money. We have to return the money we borrowed, and at the same time we have to control our emotions when investing. Obviously investing requires patience, and if we are impatient it will frustrate us. Don't be too hasty when we are going to invest, we have to really consider all aspects, especially when it comes to money, we know money is a sensitive thing.
What about people with stable incomes? Can they borrow money to invest? I mean, let's say we are in a bear season, and that is considered the best time to invest because the risk is also lower and the profit potential is higher. But for some reason, they couldn't have enough money to invest at that time and decided to borrow money in this case was a mistake? For someone who has a stable job, a stable income, and can pay off debt with his salary, I think borrowing money to invest is possible.
In conditions like this i think it comes back to his own perspective whether he really wants it or not.
My point is that when we borrow money it doesn't mean that it's also the wrong thing to do because everything has its own conditions and strategies in investing. for example we know that Saylor is someone who is very rich compared to us ordinary people but he borrows money with the aim of investing. He was aware of his condition and doing so was not a stupid move but had his own strategy to carry out.
But for me, even though it's not my fault, it's better to avoid it because I'm aware of my own capacity because that doesn't mean I can't afford to get a refund, but I think it's actually making it difficult for me so I won't be in any kind of loan for investment as for for other people, especially those who are stable in financial condition, even more, I will not suggest or forbid because it is their right, regardless of right or wrong, they know the consequences that will get.