For sure, bitcoin itself does not give any shits regarding how old any of us might be, or even if we might be a cat or a bot; however, if we are interacting with various traditional banking systems or some kind of a KYC system, then there are more likely going to be concerns about age.. and also if we buy bitcoin from a known person, the known person will have discretion regarding whether (or not) to transact with someone in terms of how mature they might appear to be.

Also, your point about minimum level of transaction can be a concern in regards to how any of us might be acquiring bitcoin, and surely bitcoin itself does not have any minimum transaction requirements, and even on lighting network, we can likely verify that some of the wallets are able to both transact with very small transaction amounts and also to charge relatively low fees... Yet, if we might transact through some of the traditional exchanges, then some of them might have some methods of transacting that might require minimum amounts and even flat fees that would cause small amounts of transactions to become implausible and/or uneconomical because the fees had become too large of a percentage of the amount in order to become somewhat financially infeasible.

Since OP did not disclose the fees that he might be paying, then it might be difficult to know whether there might be more economical ways that s/he might be able to accumulate bitcoin, and of course, we should expect that people will tend to try to find the most economical and/or efficient ways that they are able to accumulate bitcoin if they were to know about all of the options that might be available to them, and sometimes people learn about more efficient/economical ways to obtain bitcoin at later points in their journey (or maybe more efficient/economical ways to obtain bitcoin might come available for them in terms of their geographical location at a later date - since bitcoin is international, sometimes there could be methods of obtaining bitcoin that are not necessarily restricted by geography for people who have ways of knowing how to get through internet firewalls that might be present in their jurisdiction or various locations between them and their abilities to purchase bitcoin through the interwebs).


We cannot necessarily presume that everyone has equal kinds of information and/or resourcefulness, and for sure some students are more capable than others in terms of being able to juggle multiple kinds of items and not get overwhelmed, but we also should not presume that someone might know options that are available to him/her, and sometimes people do not know what is available to them or they might not know what they do not know - until at a later date, they become aware of one of the areas in which they had previously been ignorant.  There are so many learning possibilities in bitcoin, and it seems to me that OP had already suggested that s/he had partly been motivated to get involved in investing into bitcoin in order to continue to learn about bitcoin.


Personally, I do consider school and education to be a good thing, and sometimes there can be quite a lot of legitimacy that is obtained from receiving a traditional education (certification and/or diploma), even though surely people can learn in a variety of ways and sometimes the money spent on traditional education might not have been worth it in terms of whether a student might be ready to learn or able to learn or even some of the skills that can be learning how to learn that can come through a variety of ways that may well have quite a bit of individual variance - and some of us might not realize until later in life if we might have had made a mistake in terms of some choices that we make earlier on (in terms of our chosen path and some of them are somewhat age dependent) that we are not able to go back and have any "do-overs."


There is no exact strict answer when it comes to how to think about diversification and how much any of us might "need" to have because sometimes there can be some value in terms of diversifying in ways in which the various kinds of learnings (and/or financial resources) might complement each other and/or build upon each other, and surely sometimes there can also be some disadvantages in terms of dilution and lack of focus, so surely some balance may well be needed.. and some focus can also pay off in terms of NOT overly diversifying whether we are referring to your finances, your psychology, your energies and/or your time.


We cannot necessarily rush the process or take the process for granted, yet of course, there are ways to attempt to be more aggressive in terms of reaching goals, but sometimes if any of us is too overly aggressive, then we might well end up contributing to our own "getting reckt" in such ways that are difficult to recover from, and surely some folks have more  social/financial and/or time (such as youth) capital that they are able to get somewhat reckt and are still able to recover, yet it seems that there are a lot of folks who have to build their own investment portfolio (or wealth) from a limited amount of resources, and it may not be very enjoyable to be getting reckt along the way, rather than building along the way... and so if you think about the whole matter, if you are ONLY able to invest around 10% of your income per year, then it is going to take you 10 years to reach 1 year's annual income (if we presume that your various ways of investment merely ONLY kept up with inflation), and if you are able to invest more or to somehow obtain greater levels of returns on your investments, then you can accelerate your process (and your progress) in terms of getting to one year's income sooner than 10 years, and sometimes people seem to be believe that getting richie will just magically come to them, and they are not even engaging in enough of an ongoing due diligence to make sure that they are saving (and/or investing) at least 10% of their income per year, and I am not even saying that any of us should be striving to be more aggressive than 10% per year because I already know that when we are young and we are investing in ourselves in various ways, it can be quite difficult to even be able to get into situations in which we have an income that is high enough to be able to save/invest at higher rates (especially if there may be decently long periods of our lives in which we are a student.. with student expenses and some difficulties in having spare time to earn much if any kind of a meaningful amount of an income).


I am not sure how helpful it is to get too much caught up upon definitions, even though you are correct that investing might well be more important than saving, but at the same time, they are still part of a similar process, and if you are suggesting that investing is when your money is working for you and saving is when you are not earning anything on your income, then you might be getting too distracted into definitions that are not very meaningful in terms of some needs that many of us likely will continue to have in terms of not always needing to be so focused on our "capital/currency/assets/value having to earn yield,"  and you may likely realize that in the last year, we saw a whole hell of a lot of examples, of a lot of people (both rich people and regular people) getting reckt as fuck because they felt that they needed their money to work for them, and they put their money with some third parties, such as Terra/Luna, 3AC, Celsius, Blockfi, Voyager, FTX, Genesis, Grayscale and maybe a few others, and they end up getting fucked because of their somewhat maniacal need to "earn yield." 

Sure, many of us likely realize that bitcoin is "designed to pump forever," but that still should not justify that we overly invest in bitcoin in such ways that we cannot tolerate various drawdowns or even to have sufficient amounts of cash(fiat) available for buying on dips and/or ongoing buying while we are in BTC accumulation stages, and to be careful in terms of the various ways that we might be tempted to be either greedy and/or to rush the wealth/portfolio building process.


Well there is planning and action, and planning is much better when it is coupled by action, while at the same time, we do not necessarily want the perfect to be the enemy of the good since there are a lot of ways that we are likely going to ongoingly make mistakes along the way and try to be able to recover from the various mistakes that we are likely to make while we cannot really be sure about which mistakes we might make until after we made them, and sometimes we might not even realize that when we try to correct from a mistake, our attempt at correcting from what we thought was a mistake ends up being a mistake..... so for sure, it is good to plan and to review at various times and sometimes to have enough patience and maturity to allow some aspects of what we had decided to play out.. and it won't always be clear regarding if we might have needed to make contingency plans or if at a later date the development of a contingency plan might become more apparently needed... but if we can ongoingly recognize that we are building and learning and making progress (even though it might not always be measurable exactly in terms of fiat.. but maybe ongoingly building bitcoin and building options in various other ways), then we may well be able to see that we are making progress, even if someone from the outside might conclude that we are "merely spinning our wheels" and not making progress in terms of the ways that outsiders might measure "progress."