------------------------------------------
------------------------------------------
Let me point out one very important point among the points you listed which is about the importance of money to a newbie, there is no way a newbie will earn money from cryptocurrency without the direct investment of money because there is no longer free money anywhere so no one is going ditch out money to a newbie unless their earn it or buy and hold only in exceptional cases you see newbie be earning money without directly investing which is that the newbie will have marketable skills and render service in that regard to get paid with bitcoin.
So even if the newbie doesn't invest money directly, he will have to invest time and effort in providing such services to get paid for it, that is why marketable knowledge/digital skills are very important.
Have you looked at your signature space while telling us that newbie's only option is to directly invest money to earn cryptocurrency? Aside from money investment there are other way of earning cryptocurrency. One can offer his skills by doing freelance job, another one is joining campaigns, you can see many of those in the forum's altcoin bounty or they can offer services in exchange for cryptocurrency as payment.
Although spending money directly is the fastest way to acquire cryptocurrency, the option is not limited to that.
People don't want to know and learn about crypto because there is a fear of stepping into something new that might change for the better. I've met people who didn't want to know new things and to be able to give them a chance to get better. And I also don't force them to follow me because that is a choice.
I think fear is also one of the motivating factor of learning. The fear of losing will push a person to study the venture deeply so that he can avoid it. I think the more probable reason people don't want to know and learn cryptocurrency is because they are lazy to do it.
I agree that forcing them to follow our lead is not the best move. We should let them decide for themselves forcing them to do things often times have a bad result.