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i guess, by now the OP somehow already learned a thing or two when it comes to investing using borrowed money, if in case he pushed thru such route. better use your extra funds rather than loan money to supply your crypto investments.
Not just him but everyone who's planning to take a loan for investing in bitcoin. There have been a lot of people that have seen to be asking the same question because they have it on their minds thinking that it should be the best idea that they can ever do as what everyone is telling them and that is to invest in Bitcoin.
if you don't have extra, then, don't invest. it is always best to sleep at night without worrying that someone will knock at your door or call your phone asking for the payment.
That's it, if they don't have money to invest for now. That's okay and wait until the situation of theirs become better and when they've got spare or have got enough money to buy, that's when they should do it.