Firstly, do you have more fund in your hand or you are going to invest whole 10k fund in crypto? I suggest, keep some fund hold in your hand, It'll help you during bad time. Secondly, xrp isn’t trustworthy to me anyomore. If they win, thats okey but if they lost then what? Why getting risk while you have lots of good coins to choose! Ada could be Great choice. Besides btc eth could be easily surpass 3/4x within 3 years i believe. Now its upto you
You got a point as we don't know how the market will behave as volatility really affecting how investors decide after purchasing their assets,
if you'll going to invest better to divide your capital and divert some of your money to other platforms aside from crypto investment,
though if you are planning to proceed and use your entire capital then instead of picking one project it's better to segregate your money to different projects especially those well-known coin, even it will have a slow growth but the chance in a long-term is passive for your initial investment.