I don't doubt the walltstreet cheat sheet because some of the predictions have some chance of occurring. The case of Ripple and Binance are mere speculations for now because nobody knows how it will play out. I just hope that the ftx issue will not reoccur this year. To reduce the effect these predictions, the dollar-cost average (DCA) investment style remains the best option. It helps one to use the profits from buying the deep to cover up the losses of buying high. It is great to also know that Bitcoin will still survive these problems and the bull run will certainly be next year. But for me, the best time to buy is now but gradually and consistently.