Its true that, People changed their luck with xrp that days. but after 2017, xrp performance is getting worse and we haven't seen any new record till now. I think most of People Won't consider xrp for investment nowadays. Besides ada performed well on 2017 & 2021 bull run. But it lost 80% of its value and didn’t show noticeable change in last 1years. Both are kind of same. You can invest a lower budget on them and have a look on Eth, bnb, sand & others potential altcoins
you are right, that the last ATH XRP could do was on Jan 04, 2018 (5 years ago) at $3.84, now it has decreased almost -88%. Of course, because many problems have occurred and cannot be resolved as quickly as possible, many are doubtful about XRP. So far, even though there is good news about the XRP problem, it hasn't been able to improve, whether it's because the crypto situation isn't good or XRP hasn't been able to move to improve immediately.
hopefully for the era of the upcoming halving period there will be changes with XRP, although it is more certain that as you said you will focus on altcoins such as ETH, BNB.