Do you think I can act as a lender by leaning on another user who escrow and who holds the collateral?
Maybe the first step that must be done, you should make a productive and proactive contribution in forum discussions for the smooth running of your goals and further actions, and actually there is no limit to starting a service like you programmed, but remembering you are a beginner in the forum it would be nice for people -people meet you to gain trust, and also with their views later.