I don't know if this lender service works well in this forum but judging from the comment on here I think it works
It does works and those lenders that have been in the business and have their own threads on the lending section have been there not just for several months but even for years.
but there is a problem, you are using a brand new account, this could make some people not want to deal with you even though you are the lender.
IMHO, that's not a problem on his end. If his rank is still newbie it's up to him if he'll grant those loans to random people but I'd be picky to begin with this service. It's more of a trust issue while his customers will certainly trust him because he goes "first" as the lender, first in sending the funds to the borrowers.
Its gonna be tough but if you want to make a name then try to lend first only to those credible users. Dont ask for collateral, they would definitely not cheated you if they are reputable enough. This is only if you choose your clients or users perfectly. There are plenty whose asking of the loan here on forum might give to people with trusted feedback with known record.
This I think is the shortcut for OP. If he wants to start with a lending service, this how should he start but with credible members first that he'll allow to borrow without a collateral. That's what we think but it wouldn't warrant him some guarantee and will still depend on how he looks at it.