You are absolutely correct. It's crucial to exercise caution when providing your credit card details to any platform or service, particularly online. There are some very basic precautions that you need to take, such as checking the SSL and security information, make sure that you trust the payment platform and do not pass the data directly to the site. Even being very careful is easy to fall for scams.
same reason why we not need to let our credit cards involved in gambling , because this is for me is over acting to gamble .
we have money or cash that can be used then why need to extend the usage to our credit cards?
also what you mentioned is completely correct , there are easy way for them to scam us using our credit cards.
sometimes even if we are dealing with legit and trusted sites , yet the chance of being scammed are there .