How to save savings in inflation, there are many deposits provided by the bank, but banks often go bankrupt, does it make sense to buy gold? How is gold bought in a bank and interest is issued on it?
Neither gold nor bank savings accounts are a financial tool that are viable for trying to keep up with or surpass inflation. There is a savings account, or money market on the planet that pays a rate that is as high as inflation is..so that doesn't work. Gold, which should be bought personally, and only stored in a bank vault, not bought at the bank, is a hedge asset, and one that is not meant to be an investment, something that keeps up with inflation (while it certainly can in the right conditions, it's not it's inherent purpose, or shouldn't be).
So the answer to just be well diversified. Have a short, mid and long term bucket of money. Have money in savings, have some in physical gold and silver , own a retirement plan like a 401k, as well as a basic brokerage account to purchase things like individual stocks, own bitcoin....diversification is king.
Thank you for the competent answer, I also realized that it is pointless to carry it to the bank. The rate is even less than inflation, and it won't work out quickly in case of something, either, it seems that banks should want favorable rates to use our money, but in the end there is nothing profitable.