The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?
When it comes to being rich or poor, I’ve found that at least in developed nations it is more determined by your spending habits than you ability to earn income. I know people who make over a quarter million dollars a year and are nearly broke from vacations and fancy rental homes and leased cars. I also know people who make less than $20K a year and live like Kings because they are debt free and self sustaining. If you’ve worked for 20 years and are broke, check your spending habits.