In facing a difficult economic situation, we need to have good financial backups. The most logical way is to save part of your salary for a reserve fund and partly for investment (both investing in agencies/investing by creating a side business).

Saying something like the above is of course very easy, and many people would recommend it. But doing it, is something very difficult. Requires high commitment and discipline.

One thing that is often forgotten but very important. Don't forget to invest in skills and knowledge so that your abilities will always improve and be better. Good skills will make it possible to get more income.