I don't know if this lender service works well in this forum but judging from the comment on here I think it works, but there is a problem, you are using a brand new account, this could make some people not want to deal with you even though you are the lender.
On this forum, I have seen people taking high rank accounts more seriously, your contribution and reputation have a lot to say about you, maybe they will want to do business with you or not.
I suggest spending some time on this forum first? Some comment said it's nothing wrong with being a newbie when you are the lender, but that's not completely true. I will like to do business with a high rank member om the forum than a newbie.
If you think of the scenario, @OP is the one taking the risk by lending people money. There is already a newbie that offers a lending service and people seems does not mind the account rank and members who are in need take interest on his thread and apply for loan. So I think people who wanted to take a loan won't mind the rank of the lender as long as it fulfills their need. Besides offering a service does not have any account rank requirement.
I also think @OP must explore the lending section first and see what to learn from other lenders.