I think you can start lending business with lower rank because you are the lender not the borrower usually borrowers need to be high rank to be trusted while a lower rank has low to be chosen.
There are many considerations borrowers may have when choosing a lender with a higher reputation and rank rather than a newbie. We want to avoid the worst-case scenario resulting from crypto price volatility. All parties involved in lending activities must adhere to the initial rules regardless of the fluctuating crypto prices.
Borrowers must return the borrowed assets even if their value is higher than when they initially borrowed the money.
On the other hand, lenders must return the collateral despite the decline in the value of the borrowed assets.
beside that if you have capital and want start to lending there is dozen ton of DeFi App out there that you can invest your money staking it and do nothing the example is AAVE
https://app.aave.com/dashboardHowever, it appears that he is more inclined towards promoting their services on this forum. Perhaps OP holds a different perspective, believing this forum to be a suitable platform to kickstart their lending business.
I would like to become a lender like others on this forum, ......