A lot of people getting caught out with MM wallets these days. No matter how many times people are told not to store their recovery phrases on their devices or take a picture of them they still do.
People should using wallets like Gnosis or Safe as I think its called now. That way you can have two multisigs on it, one can be your MM wallet and then you could use a cold wallet, Trezor or Ledger for the other multi-sig.