1) From what I have observed in bitcoin its a financial relief when you know the secrets behind the uses of bitcoin and some of the investment.
It is very stressful for newbies who need many months and maybe four to five years to understand about this market. It's not easy and financial relief. They must understand the market psychology but it is not easy. News are used to manipulated this market because news can affect human emotion and psychology.
Rest points of your post are not interesting and some points overlap each other.