Quote from: o_e_l_e_o on June 01, 2023, 10:50:48 AM

Quote from: Synchronice on June 01, 2023, 10:11:54 AM

How can one take loan with my identity? I mean, banks don't give away loan so easily, I can't really think that someone can do anything with pictures of my ID card, at least I'm unable to do things with it alone.

Depends on your bank and your jurisdiction. Some banks will happily let you open accounts, set up credit cards, take out loans, even take out mortgages, all over the internet. Often a picture of your ID is enough, and if they want more such as tax numbers, recent bills, etc., then these can be often be obtained by an attacker with a copy of your ID/passport/whatever and your other personal details.

This is really interesting, I did some research and people have really been a victim of KYC leaks, couldn't really imagine if one was able to get loan and other service only by using some KYC documents without actually validating the person.
By the way, it's very interesting if one can sue the bank for giving a loan with only leaked KYC data, without actually verifying the person live. Logically, it is bank's mistake to give away a loan so blindly and another guilty one is the government for giving everyone right to ask us for KYC documents, without caring much about our data. It' robbery man! Holy shit!

Quote from: RickDeckard on June 01, 2023, 08:05:34 PM

Quote from: o_e_l_e_o on June 01, 2023, 10:50:48 AM

Quote from: Synchronice on June 01, 2023, 10:11:54 AM

How can one take loan with my identity? I mean, banks don't give away loan so easily, I can't really think that someone can do anything with pictures of my ID card, at least I'm unable to do things with it alone.

Depends on your bank and your jurisdiction. Some banks will happily let you open accounts, set up credit cards, take out loans, even take out mortgages, all over the internet. Often a picture of your ID is enough, and if they want more such as tax numbers, recent bills, etc., then these can be often be obtained by an attacker with a copy of your ID/passport/whatever and your other personal details.

Whenever I have to send some personal documents to some company (for setting up a bank account, utility services, amongst others) I always make sure to include a watermark with numerous information (such as which company I'm sending the data to, which data and why). In the event their security is weak and this data is stolen from them, probably no one will be able to open a credit line in my name due to the watermark, and if I ever see those documents floating online I'll know which company was the one responsible for the leak.

That's a clever idea but do companies accept watermarked personal documents? Especially ID card or passport? Also, isn't it easy to remove watermark via photoshop? Especially with some AI properties.