Im caotious about xrp ,why ?
Becouse i make my financial decisions based what the big guys and whales do it.
What i see ? It doesnt apply for the benchmark legimate rules to be trusted enough.
I see xrp not favoured by them it's secret but If you can read the info and you know rules also of SEC then you get the idea.
Instead of XRP i'll choose XLM stellar.
To be honest i don't put any money on xrp it's one of the coins from what i stay out XRP does not seems to me legit project.
I just don't like to take unneccesary risks.
So no matter how much FOMO and hype xrp has...Im out of this project.
But why will you move out in one you've known for long and enters into another you're not confident about their long time existance, a kown enemy is better than an open angel but enemy in disguise, XLM is not what you think is the best, it's where your mind is and if you think you're ok and good with that, you can invest and hodl the coin bit always rem that altcoins nhave same risk in common ad everyone cannot invest thesame coin at the same time.