This is a very complex issues, we all knows the truth but because there's no way account will be connected without any relationship between them either by from same locality. Maybe from one group, because I believe too well that there are lot of people who were introduced to this forum through a friend, brother and so on but due to their ignorant one might send funds to each other thinking is a free place without knowing they are endangering themselves.
The truth is from some post shared here you would know there is something phishy about the whole story but I am glade he LDL has refunded the op.
Sometimes you need to very mindful