So Timelord was downgraded to DT Strength -4, quadrupled down on his wrongness with a second rating to the (wrongly) accused, and locked his thread, but not before deleting more posts and proclaiming that everyone telling him he's wrong is simply part of an "echo chamber," lol.
Just because one person says "You're wrong!" doesn't make it right - the rest is just an echo chamber.

What about 10 people saying you're wrong?
Another strange part about this whole thing is that the thread is still in Lending -- its definitely a Reputation matter. I attempted to post a somewhat similar thread in Lending - but with actual evidence of scams - and it was moved elsewhere. WTF. Suppose it doesn't matter so much now that its locked but still.