Also, I doubt anyone just achieves "extensive knowledge" without a lot of practice and making improvements along the way, so likely each and everyone of us start out as being pretty dumb in a lot of ways, and there are ways that some people learn more along the way as compared with others and some people are also persistent in their various ways of pursuing knowledge and attempting to actually apply that knowledge to the real world - rather than ongoingly speculating about various fantasy worlds.
Appreciate your comment that understanding the importance of applying knowledge is crucial in real life situations. Merely acquisition of knowledge without any intention or desire doesn't helps or serves and purpose for the society. True knowledge extends beyond theories and hypothesis scenarios. Genuine learning comes from actively engaging with people and apply your knowledge to solve the problem what society is facing.
The same principle can be applied to Bitcoin investment by utilizing our learning for making informed decision, which can lead to financial stability in our life.