You said probably, and since it's not definitely, that means there's a 100% chance that what I think is a correct decision for me can totally be a wrong decision for another person. I have seen people squander $2k in a day, $10k in a week, then tell me what $1 million is within some months, just leaving life lavishly until the money gets exhausted. That's when they realize they need to do something meaningful or even acquire financial education.

Sincerely, not everyone is good with money management. It's just like a baby that is still crawling; anything that that baby sees on the floor, he or she picks it up and puts it into their mouth. That's how some people feel when they see huge amounts of money. Most of the time, when you don't have money, you will make really big plans, but the moment the money drops, all the plans will disappear from your head, and you will start lavishing the money until it vanishes. So, I will say some people should go for financial education before getting any huge amount of money. Why? Because a tree was once a seed before it grew to become a tree. It is better to start from scratch because when you have so many that you can't manage, you can lose total control.