We have a high probability of investing in bitcoin during the current bear market conditions, I hope the target price of 20k-22k will come soon to increase my portfolio assets, so investing is not a bad choice in terms of volatility if you are patient to buy BTC at low prices and you can share some funds for gold investment due to passive profits in the annual term.
But I don't think your hopes will ever come true because it's still very possible bitcoin won't drop that low ahead of the halving. I agree there is potential for a downside of between $22k - $23k before the end of the year, but given that there is good resistance to boosting demand then prices are likely to head higher.
Even during SEC FUD against Binance bitcoin price was still able to recover after yesterday's dump. Today bitcoin price has again broken through $27.2k in the last 1 hour so don't get your hopes up $20k coming that fast and you should consider buying with DCA for the average low.